Facility agreement / loan or credit facility agreement / facility letter. An agreement or letter in which a lender (usually a bank or other financial institution) sets out the terms and conditions (including the conditions precedent) on which it is prepared to make a loan facility available to a borrower. The loan facility is typically a term loan, revolving facility or overdraft. A facility agreement may contain more than one loan facility. - Surat Perjanjian Fasilitas Kredit